Interest Rates
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How the Fed Affects Mortgage Rates (Even Though It Doesn’t Set Them)
When it comes to the world of finance, the Federal Reserve is like the wizard behind the curtain. They don't directly control everything, but their actions and words have a huge impact on…
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The Great MBS Conundrum: A Market in Flux
The capital markets are currently navigating a significant challenge: a substantial shortage of Mortgage-Backed Securities (MBS) buyers, resulting in a daily deficit of about $2 billion in demand. Historically, Fannie Mae and Freddie…
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The Refinance Wave: What Homeowners Need to Know
There’s been quite a buzz in the financial sector recently: a potential refinance boom. But let’s dive into the specifics of what this means for homeowners like you. The Prediction GameGoldman Sachs has…
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Understanding Rising Mortgage Rates: A Comprehensive Analysis of the Current Trend and Influencing Factors
Navigating the intricate web of the finance world often leads us to startling revelations. Lately, the discourse has been brimming with conversations about the notable upward shift in mortgage rates. This trend isn’t…
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Mortgage Rates Trend Upward: Is the Fed Taking It Too Far?
In the past week, several key mortgage rates have experienced an upward trend. Notably, both the 15-year and 30-year fixed mortgage rates witnessed substantial increases, and a similar upward shift was observed in…
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Understanding the Intricate Dance of Mortgage Rates: Stock Market, Mortgage-Backed Securities, and Bonds
The world of finance is a complex web of interconnected elements, all influencing one another in myriad ways. One such intricate relationship exists between the stock market, Mortgage Backed Securities (MBS), and mortgage…
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Mortgage Rates to Improve as CPI Data Points to Positive Economic Outlook
Mortgage rates have improved as the Consumer Price Index (CPI) data points to a positive economic outlook. The CPI data shows that inflation is low and wages are increasing, which is good news…
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The Making of a Mortgage Interest Rate: A Comprehensive Guide
Mortgage interest rates are a vital factor for both lenders and borrowers when it comes to financing or refinancing a home. The interest rate determines how much a borrower will pay over the…
