Real Estate
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AI is Shaking Up the Mortgage and Appraisal World
Artificial intelligence (AI) has been making waves across various industries, and the mortgage and appraisal sectors are no exception. As we witness this technological transformation, it’s becoming increasingly evident that AI is not…
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How the Fed Affects Mortgage Rates (Even Though It Doesn’t Set Them)
When it comes to the world of finance, the Federal Reserve is like the wizard behind the curtain. They don't directly control everything, but their actions and words have a huge impact on…
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Exciting Housing Predictions for 2024 – Get Ready for a Stellar Year!
As you know, understanding the future landscape of the housing market is key to success In Real Estate. In this spirit, I’ve taken a deep dive into data analysis, utilizing the cutting-edge capabilities…
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Easing the Path: Fannie Mae Updates Self-Employment Documentation Requirements
In a stride towards accommodating the burgeoning class of self-employed individuals seeking homeownership, Fannie Mae has updated its underwriting guidelines. As per the recent Selling Guide Announcement (SEL-2023-09) released on October 4, 2023,…
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Fannie Mae is Shifting Its Position in a Major Way
In a groundbreaking move, Fannie Mae has unveiled a policy change effective post-November 18, 2023, that significantly reduces down payment requirements for owner-occupied 2-4 unit homes. Previously, buyers had to shell out a…
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The Refinance Wave: What Homeowners Need to Know
There’s been quite a buzz in the financial sector recently: a potential refinance boom. But let’s dive into the specifics of what this means for homeowners like you. The Prediction GameGoldman Sachs has…
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GSEs’ Amplified Pressure on IMBs: A Cause for Concern?
Recent observations highlight an intensified approach by the Government Sponsored Enterprises (GSEs: see Fannie Mae and Freddie Mac) towards buyback demands from lenders. Even without an exhaustive data analysis, feedback from various Independent…
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Stability Amid Uncertainty: Why the Housing Market Will Not Collapse in 2023
As the economic landscape continues to shift and adjust, it is natural to question the stability of the housing market. Yet, despite the cloud of uncertainty, it appears that the 2023 housing market…
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Madison’s Housing Market: The Growing Appeal of Real Estate in Wisconsin’s Capital
The real estate market in Madison, Wisconsin, is seeing a significant uptick in activity, making it an area of interest for homeowners, buyers, and investors alike. Let’s dive into the data and see…
