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How the Fed Affects Mortgage Rates (Even Though It Doesn’t Set Them)
When it comes to the world of finance, the Federal Reserve is like the wizard behind the curtain. They don't directly control everything, but their actions and words have a huge impact on…
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The Making of a Mortgage Interest Rate: A Comprehensive Guide
Mortgage interest rates are a vital factor for both lenders and borrowers when it comes to financing or refinancing a home. The interest rate determines how much a borrower will pay over the…
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How to OPT-OUT of those annoying calls!
If you have your credit pulled for a mortgage, your name will be sold to any mortgage company that will pay for trigger leads. Consumer credit reporting companies offer you the right to…
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FHFA Director Thompson speaks out to correct LLPA misinformation
Federal Housing Finance Agency (FHFA) Director Sandra Thompson issued a statement Tuesday to correct the misinformation that’s spread about the agency’s loan-level pricing adjustments to conventional mortgages. On TikTok and other social media platforms, misstatements circulated last week…